SIP Calculator

SIP (Systematic Investment Plan) is a fixed amount invested at regular intervals, usually monthly, in a mutual fund. It helps you invest without timing the market and benefits from rupee cost averaging.

The calculator uses the compound growth formula: FV = P × [((1+r)^n − 1) / r] × (1+r), where P is monthly investment, r is monthly return (annual return ÷ 12), and n is number of months.

Use a long-term historical average for the type of fund (e.g. equity or debt). Past returns do not guarantee future returns. Try different rates to see best- and worst-case scenarios.

No. The result is the pre-tax maturity value. Tax on gains depends on fund type and holding period; check current tax rules or consult a tax adviser.